How to Hire a Contractor in San Diego: Complete Guide

Updated January 2025 | 12 min read

Hiring the right contractor can make or break your remodeling project. In San Diego, where construction activity is high and scams unfortunately exist, knowing how to vet contractors properly protects your investment and ensures a successful project.

This guide walks you through every step of hiring a contractor, from finding candidates to signing a contract that protects you.

7 Steps to Hiring a Contractor

1

Define Your Project Scope

Before contacting contractors, write down exactly what you want done. Include room dimensions, materials you prefer, timeline expectations, and your budget range. The more specific you are, the more accurate quotes you'll receive.

2

Get At Least 3 Quotes

Contact at least 3-5 contractors for quotes. This gives you a realistic price range and helps identify outliers (both unusually high and suspiciously low bids).

3

Verify License & Insurance

Every California contractor must have a valid CSLB license for projects over $500. Verify at cslb.ca.gov. Also request proof of workers' comp and liability insurance.

4

Check References & Reviews

Ask for 3-5 recent references (projects completed in the last 2 years). Call them. Also check Google reviews, Yelp, and the BBB. Look for patterns in feedback.

5

Review Past Work

Ask to see photos of completed projects similar to yours. If possible, visit a current job site to see their work quality and how they manage a project.

6

Get a Detailed Written Contract

Never accept a verbal agreement. The contract should include scope of work, materials specifications, timeline, payment schedule, change order process, and warranty information.

7

Never Pay More Than 10% Upfront

California law limits contractor deposits to 10% of the contract price OR $1,000, whichever is less. This protects you from paying for work that never happens.

How to Verify a California Contractor License

The California Contractors State License Board (CSLB) maintains a free online database. Here's what to check:

  1. Go to CSLB License Lookup
  2. Enter the license number or contractor's name
  3. Verify the license is ACTIVE
  4. Check that the license class matches your project type
  5. Look for any complaints or disciplinary actions
  6. Confirm workers' compensation insurance is current

Common License Classes in San Diego

Warning: Unlicensed contractors cannot legally pull permits in California. If they offer to do work "without permits to save money," this is a major red flag. Unpermitted work can cause problems when you sell and may not be covered by insurance.

Getting & Comparing Quotes

What a Good Quote Should Include

Comparing Quotes Fairly

Make sure you're comparing apples to apples. A lower quote might exclude permits, use cheaper materials, or have a vague scope. The cheapest bid is rarely the best value - look for the most complete and transparent estimate.

Red Flags to Watch For

Avoid contractors who:
  • Demand large upfront payments (more than 10%)
  • Only accept cash or don't provide receipts
  • Pressure you to sign immediately
  • Can't or won't provide license number
  • Don't have a physical business address
  • Offer to skip permits "to save money"
  • Have no online presence or reviews
  • Won't provide references
  • Give quotes over the phone without seeing the project
  • Show up uninvited offering "leftover materials" discounts

What Should Be in Your Contract

A proper construction contract protects both you and the contractor. Ensure it includes:

Pro Tip: California law gives you 3 business days to cancel any home improvement contract signed at your home. This is your "cooling off" period.

Payment Schedule & Protection

Recommended Payment Schedule

Always hold back 10% until all work is complete, final inspection passed, and any punch list items are fixed. This leverage ensures the contractor finishes properly.

What to Do If Problems Arise

  1. Document everything: Photos, emails, dates of conversations
  2. Communicate in writing: Email or text creates a record
  3. Review your contract: Check what it says about disputes
  4. File a complaint with CSLB: If contractor is licensed, file at cslb.ca.gov
  5. Contact your local DA: For fraud or abandonment
  6. Small claims court: For disputes up to $12,500
  7. Contractor's bond: You may be able to recover from their bond

Find Vetted San Diego Contractors

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